Marine Cargo Insurance Agents India

Marine Cargo Insurance for Marble & Natural Stone Exporters | Cargo Cover

India is one of the world's largest exporters of marble, granite, sandstone, and natural stone — and stone cargo is among the most fragile, high-value freight to insure. Cargo Cover, India's first dedicated marine insurance desk backed by ICICI Lombard, offers specialized marine cargo insurance for marble and natural stone exporters, built specifically around the risks this industry faces: breakage, chipping, edge damage, moisture staining, and container mishandling during long-haul ocean transit.

Why Marble & Stone Exporters Need Specialized Cover

Marble slabs, granite blocks, and dimensional stone are inherently brittle, heavy, and prone to cracking under vibration, shock loading, or improper stuffing. Standard cargo policies often exclude breakage or inherent vice, leaving exporters exposed. Cargo Cover's marine insurance policies are structured to address these exact risks — covering breakage, chipping, and handling damage from factory floor to destination port, whether cargo moves via JNPT (Nhava Sheva), Mundra, Kandla, Chennai, Tuticorin (V.O. Chidambaranar), Krishnapatnam, Vizag (Visakhapatnam), or Kolkata, serving major stone-processing clusters including Kishangarh, Udaipur, Bhilwara, Rajsamand (Rajasthan) for marble, and Andhra Pradesh, Karnataka, Tamil Nadu for granite.

Our Specialization

• Marine insurance for marble blocks, slabs, tiles, granite, sandstone, quartzite, and engineered stone
• Coverage tailored for container (FCL/LCL) and break-bulk shipments
• Risk assessment based on packing method — wooden crating, steel bracing, A-frame/L-frame transport
• Policies designed for both CIF exporters and domestic-to-port transit legs
• Support for high-value slab consignments and premium/exotic stone varieties

Clauses & Coverage Options Offered

• Institute Cargo Clauses (A) — All-risk cover including accidental breakage and handling damage
• Institute Cargo Clauses (B) / (C) — Named-peril cover for cost-sensitive shipments
• Warehouse-to-Warehouse Clause — Continuous cover from factory/quarry to final destination
• Strikes, Riots & Civil Commotion (SRCC) Clause
• War Risk Clause — for transit through high-risk shipping lanes
• Breakage & Chipping Extension — specifically underwritten for fragile stone cargo
• Duty & Increased Value Clause — protects against customs duty loss on damaged goods
• Rejection Clause — covers cargo rejected at destination due to transit damage
• Institute Cargo Clauses (Air) — for expedited or sample stone shipments
• General Average & Salvage Charges Clause

Benefits of Insuring With Cargo Cover

• Industry-specific underwriting — policies drafted by professionals who understand stone export logistics, not generic templates
• Faster claims processing for breakage and damage claims, backed by ICICI Lombard's financial strength
• Port-wise risk mapping across India's major export gateways
• Support for CHAs and freight forwarders handling stone consignments on behalf of exporters
• Real INR-denominated policy structuring — no confusing foreign currency conversions
• End-to-end documentation support for claims involving breakage, wetting, or short-landing
• Competitive premiums based on actual risk profile of packing and route, not flat-rate pricing

Who This Is For

Marble exporters, granite processors, natural stone manufacturers, dimensional stone traders, CHAs, and freight forwarders handling stone cargo from Rajasthan, Gujarat, Andhra Pradesh, Karnataka, and Tamil Nadu to global destinations across the Middle East, Europe, Southeast Asia, and North America.

Cargo Cover — protecting India's natural stone exports, one shipment at a time.